{"id":4421,"date":"2024-06-19T20:55:54","date_gmt":"2024-06-19T18:55:54","guid":{"rendered":"https:\/\/advocatsferrer.com\/?p=4421"},"modified":"2024-09-20T13:31:19","modified_gmt":"2024-09-20T11:31:19","slug":"es-possible-reclamar-les-despeses-de-la-hipoteca-a-que-esperes","status":"publish","type":"post","link":"https:\/\/advocatsferrer.com\/ca\/es-possible-reclamar-les-despeses-de-la-hipoteca-a-que-esperes\/","title":{"rendered":"\u00c9s possible reclamar les despeses de la hipoteca, A qu\u00e8 esperes?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Nova sent\u00e8ncia definitiva del Suprem que permet reclamar les despeses i ens torna a donar la ra\u00f3.<\/h2>\n\n\n\n<p>Ara els advocats podem dir als nostres clients que \u00e9s possible reclamar les despeses de la hipoteca despr\u00e9s de la <a href=\"https:\/\/advocatsferrer.com\/wp-content\/uploads\/2024\/06\/Sentencia-nulidad-gastos-hipotecarios-.pdf\">Sentencia del Tribunal Suprem de 14 de juny de 2024<\/a>.<\/p>\n\n\n\n<p>Pots reclamar sense moure't de casa, des de qualsevol part d'Espanya.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Qualsevol que sigui la data del pr\u00e9stec hipotecari o si est\u00e0 cancel\u00b7lat.<\/strong><\/h2>\n\n\n\n<p>\u00c9s possible recuperar les despeses de hipoteques antigues, amortitzades o cancel\u00b7lades. L'\u00fanic l\u00edmit \u00e9s que el Banc pugui demostrar que el seu client sabia m\u00e9s de 5 anys abans de reclamar que la cl\u00e0usula era abusiva. <\/p>\n\n\n\n<p>La dificultat pels Bancs \u00e9s demostrar aquest coneixement del consumidor. Tot i aix\u00ed, si has enviat una carta de reclamaci\u00f3 abans, \u00e9s important tornar-la a enviar abans que passin 5 anys des que ho vas fer la primera vegada.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Qu\u00e8 haig de fer a partir d'ara per a reclamar les despeses?<\/strong><\/h2>\n\n\n\n<p>Envieu-nos la vostra escriptura de hipoteca i la revisarem sense cobrar-vos res. A m\u00e9s, tamb\u00e9 revisarem si teniu alguna cl\u00e0usula abusiva m\u00e9s, com ara la cl\u00e0usula s\u00f2l. <\/p>\n\n\n\n<p>Tamb\u00e9 ens envieu les factures del notari, la gestoria, el registre de la propietat i l'avaluaci\u00f3. <\/p>\n\n\n\n<p>Despr\u00e9s de revisar l'escriptura, enviarem una carta de reclamaci\u00f3 al banc i si ens contesten que no ens retornen les despeses, que \u00e9s el m\u00e9s freq\u00fcent, llavors presentarem la demanda.<\/p>\n\n\n\n<p>Et recomanem que et descarreguis aquesta <strong><a href=\"https:\/\/advocatsferrer.com\/wp-content\/uploads\/2024\/06\/CARTA-Modelo-Gastos-Hipoteca.docx\">carta de reclamaci\u00f3<\/a><\/strong> i la envi\u00efs al banc a trav\u00e9s del correu del banc que trobar\u00e0s <strong>al Servei d'Atenci\u00f3 al Client<\/strong> del seu lloc Web. <\/p>\n\n\n\n<p>Pel que fa als nostres honoraris per reclamar les despeses de la hipoteca, ho posem f\u00e0cil al nostre despatx d'advocats perqu\u00e8 cobrem a \u00e8xit un petit percentatge del que tu cobris.<\/p>\n\n\n\n<div class=\"wp-block-file\"><a id=\"wp-block-file--media-1e0ccab7-5cc1-4df1-88c5-2cf17b0159cb\" href=\"https:\/\/advocatsferrer.com\/wp-content\/uploads\/2024\/06\/CARTA-Modelo-Gastos-Hipoteca.docx\">CARTA-Modelo-Gastos-Hipoteca<\/a><a href=\"https:\/\/advocatsferrer.com\/wp-content\/uploads\/2024\/06\/CARTA-Modelo-Gastos-Hipoteca.docx\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-1e0ccab7-5cc1-4df1-88c5-2cf17b0159cb\">Descarga<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nova sent\u00e8ncia definitiva del Suprem que permet reclamar les despeses i ens torna a donar la ra\u00f3. Ara els advocats podem dir als nostres clients que \u00e9s possible reclamar les despeses de la hipoteca despr\u00e9s de la Sentencia del Tribunal Suprem de 14 de juny de 2024. Pots reclamar sense moure't de casa, des de [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":4418,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-4421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-ca"],"acf":[],"_links":{"self":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts\/4421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/comments?post=4421"}],"version-history":[{"count":0,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts\/4421\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/media\/4418"}],"wp:attachment":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/media?parent=4421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/categories?post=4421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/tags?post=4421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}