{"id":1765,"date":"2014-11-22T13:34:06","date_gmt":"2014-11-22T12:34:06","guid":{"rendered":"https:\/\/advocatsferrer.com\/ordenen-tornar-els-diners-duna-clausula-sol\/"},"modified":"2014-11-22T13:30:55","modified_gmt":"2014-11-22T12:30:55","slug":"ordenen-tornar-els-diners-duna-clausula-sol","status":"publish","type":"post","link":"https:\/\/advocatsferrer.com\/ca\/ordenen-tornar-els-diners-duna-clausula-sol\/","title":{"rendered":"Ordenen tornar els diners d\u2019una cl\u00e0usula s\u00f2l"},"content":{"rendered":"<p style=\"text-align: justify;\">L'Audi\u00e8ncia de Girona ha em\u00e8s una sent\u00e8ncia en qu\u00e8 ordena que CaixaBank torni a un economista de Girona els interessos cobrats en exc\u00e9s per una <a title=\"Cl\u00e0usules s\u00f2l\" href=\"https:\/\/advocatsferrer.com\/serveis\/clausules-sol\/\" target=\"_blank\" rel=\"noopener\"><b>cl\u00e0usula s\u00f2l<\/b><\/a> del 4% de la qual no va informar degudament l'entitat financera, en aquell moment, Caixa Girona.<\/p>\n<p style=\"text-align: justify;\">En total, CaixaBank haur\u00e0 de tornar 10.762,39 euros al ve\u00ed de Girona que va contraure la hipoteca per comprar casa seva. Segons l'advocada que ha portat el cas, Anna Torroella, la secci\u00f3 primera de l'Audi\u00e8ncia de Girona es basa en el \u201cd\u00e8ficit d'informaci\u00f3\u201d donat per l'entitat banc\u00e0ria al seu client.<\/p>\n<p style=\"text-align: justify;\">Tal com tamb\u00e9 reconeix la sent\u00e8ncia \u201cque l'actor sigui economista i assessor relacionat amb la seva professi\u00f3 no \u00e9s ra\u00f3 perqu\u00e8 l'entitat credit\u00edcia no l'inform\u00e9s adequadament\u201d. De fet, la resoluci\u00f3 tamb\u00e9 recull que l'empleat del banc no recordava si havien negociat o no la cl\u00e0usula s\u00f2l.<\/p>\n<p style=\"text-align: justify;\">Torroella explica que s\u00f3n molts els casos d'hipoteques signades sota aquestes condicions de desinformaci\u00f3 i la manca de transpar\u00e8ncia. En aquest sentit, el tribunal giron\u00ed recorda que aquestes cl\u00e0usules s\u00f3n l\u00edcites sempre que s'hagin incl\u00f2s en el contracte de manera clara i precisa i que \u201cpermetin al que consumidor identifiqui la cl\u00e0usula com a definidora de l'objecte principal del contracte i conegui el real repartiment de riscos de la variabilitat dels tipus\u201d.<\/p>\n<p style=\"text-align: right;\">Font: <em><a href=\"http:\/\/www.elpuntavui.cat\/noticia\/article\/4-economia\/18-economia\/795507-.html?cca=1\" target=\"_blank\" rel=\"noopener\">El Punt Avui<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L'Audi\u00e8ncia de Girona ha em\u00e8s una sent\u00e8ncia en qu\u00e8 ordena que CaixaBank torni a un economista de Girona els interessos cobrats en exc\u00e9s per una cl\u00e0usula s\u00f2l del 4% de la qual no va informar degudament l'entitat financera, en aquell moment, Caixa Girona. En total, CaixaBank haur\u00e0 de tornar 10.762,39 euros al ve\u00ed de Girona [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":458,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-1765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts\/1765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/comments?post=1765"}],"version-history":[{"count":0,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/posts\/1765\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/media\/458"}],"wp:attachment":[{"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/media?parent=1765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/categories?post=1765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advocatsferrer.com\/ca\/wp-json\/wp\/v2\/tags?post=1765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}